A top priority loan program to assist the business-minded group(s) living in the urban poor areas with goals to establish small-scale individual, family or ministry business. In this category, trusted individual or group may avail greater amount.

A loan for provident and productive purposes. A member may loan a maximum amount of P5,000. Loans are payable up to 10 month period. Payments completed prior to the scheduled month shall avail of a rebate benefit. A member who has paid at least 80% of the loan balance may apply for a re-loan.

A rice loan maybe availed every month at the PHCH Cooperative Office. The required interest shall be included in the monthly amortization. 

A loan to address incidental expenses; maximum of P3,000.00. The required interest shall be included in the monthly amortization. This loan is payable in 3 months maximum.